Featured Apps
Product Simulation Apps
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Loan Modelling Calculator
This app works out a loan repayment and the total interest payable given the loan term and interest rate. It also supports the balloon payment functionality where for a certain fixed part of the loan amount we would be paying the interest alone and the principle would be paid at the end of the loan. This app provides the output in the form of a Summary section containing 3 values ––“Monthly Repayment”, “Total Interest Payable” and “Total amount to...
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Flexible Mortgage Illustrator
This app demonstrates a complex loan simulation with various additional features and fees information. This app provides the output in the form of a Summary section containing 3 values ––“Interest Saved”, “Time Saved”, “Could Repay Loan By” and also in the Rates tab as “Introductory Repayment” and “Standard Repayment” and also in the form of 3 graphs - “Balance”, “Benefits” and “Comparison”.
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Mortgage Comparison Calculator
This app compares multiple mortgages. This is to enable a borrower to decide which product may be best for them. It takes the different Loan details. By taking all these values into account, it calculates the interest and monthly repayments. It gives the comparison among all the loans along with relative ranking in a required manner. This app provides the output in the form of 2 graphs ––“Balance” and “Comparison” and also it consists Rank By table and the...
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Budget Planner
This app helps users to plan their budgets providing a detailed assessment in order to save money. This app provides output with a summary of 5 values – “Monthly surplus”, “Final balance”, “Interest earned”, “Total income” and “Total expense” along with a balance graph.
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Savings Forecast Calculator
This app helps users to plan and forecast their savings better by providing a detailed assessment of their budget in order to save money. This app provides output with a summary of 3 values – “Monthly surplus”, “total income” and “Total expense” along with a balance chart, comparison bar chart and a rank table.
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Savings Goal Seeker
This app determines the amount that needs to be deposited into a savings plan each month in order to reach a target savings amount within a specified period. This app provides output with a summary of 4 values – “Monthly Deposit”, “Interest Rate” and “Total Deposits” and “Total Interest” along with a balance chart.
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Deposit Modelling Calculator
This app uses term deposit which offers higher interest rates with an option to reinvest the interest earned. This app provides output with a summary of 5 values – “AER”, “Interest Earned”, “Final Savings Amount”, “Premature Interest” and “Premature Balance” along with a balance chart.
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Risk Appetite Assessment
This app helps the customer in determining his risk profile based on some personal preferences and his life style. While assessing his risk profile, it takes into account his current financial situation, his investment objective, ability to withstand unforeseen financial risks and his future investment plan. This app provides output in the form of a Summary text which denotes the risk profile status of the customer based on his choices selected in the input section.
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Retirement Plan Checker
This app tool checks the adequacy of a customer's current retirement savings plan. It takes into account their retirement needs, current savings, and savings period, and presents the results graphically and in text. This app provides output in the form of a message which shows whether the selected plan by the user is achievable or not and an image which glows in three colors signifying the chances of achievement of the plan. The text changes as per the given...
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Insurance Needs Calculator
This app helps users to plan their finances with the thought that would they have enough life insurance to protect their family's lifestyle. This app provides output with a summary of 2 values – “Required Initial Balance” and “Additional Cover Required” along with a balance chart.
Accelerate innovation for your bank
Get more from your Finacle investments. Discover innovative applications to expand your business. This app center has been curated to help you gain easy access to growing set of innovations being developed around Finacle solutions by our partners, FinTechs and clients. Discover apps which can help you engage customers with natural language interfaces, amplify digital engagements, deliver frictionless experiences and a lot more.