As centerpieces of every successful banking technology architecture today, APIs and events orchestrate seamless integration, unmatched agility, and lightning-fast data responsiveness. Their synergy forms the backbone for innovation, efficiency, and adaptability, which is paramount for meeting todays and tomorrow’s banking business needs.
Finacle Digital Banking Platform gives you the foundation to fuel your API Banking journey at scale and speed. All solution capabilities are accessible via APIs and webhooks, fostering seamless connection and co-innovation with customers, partners, and the extended developer ecosystem. At the core of our composable banking proposition lies the BIAN API and eventing model – a standards-based foundation empowering banks to accelerate ecosystem innovation effortlessly, and enabling them capitalize on API opportunities with unparalleled ease and agility.
Accelerate Ecosystem Innovation
Accelerate Ecosystem Innovation
ICICI Bank
With 700+ APIs, ICICI Bank, powered by Finacle, boasts of one of the broadest API portals for banks across the globe.
The bank handles 150 million API calls a day and provides connected banking services with over 100 SME apps.
PayTM – A superapp, drives a true marketplace and more than 25% of the open banking transactions in India.
The foundational cogs powering Finacle’s composable architecture
Layered architecture, polyglot design
Cloud native, Cloud-agnostic platform
Event-driven, API-first foundations
Robust data architecture
Multi-layered Security Architecture
Automation-first Process Design
Composable Experience Stack
Crafted on the pillars of layered OLTP and OLAP architecture, real-time data processing, and embedded insight principles, the Finacle Digital Banking Platform lays a robust groundwork. It empowers banks to seamlessly handle, sustain, and disseminate data at scale—a vital element for propelling cutting-edge banking innovations. Elevate your banking operations and engagements with data foundations built for the future.
Elegantly designed, the Finacle Data Lake employs domain-based data marts for expansive datasets. Decentralizing data ownership through these domain-oriented marts fosters a self-serve infrastructure, ensuring efficient handling of diverse data within specific domains. This model promotes agility and autonomy, enabling teams to seamlessly access, manage, and derive insights from their datasets.